30-year fixed-rate VA 5.852% 6.272% Today’s average 30-year fixed rate for a home purchase loan in California is 6.345%. This is higher than the nation’s average rate of 6.14% but lower than the rate of 6.16% in January 2025. The current 30-year fixed mortgage rate for a home ...
If you qualify for a VA loan, you’ll likely get a lower rate than you could with a conventional mortgage loan. However, it’s important to note that the VA doesn’t set mortgage rates. Instead, rates are set by the private lenders who offer VA loans. This means the same borrower ma...
30-Year Fixed Rate VA6.73%6.78% 30-Year Fixed Rate Jumbo7.11%7.16% Rates as of Friday, January 10, 2025 at 6:30 AM Learn more:Interest rate vs. APR How to compare mortgage rates Getting thebest possible rate on your mortgagecan make a big difference in your monthly budget — not to...
Current mortgage rates main takeaways: Daily rates crept higher once again on Friday. According to Money's daily survey, the average rate on a 30-year fixed-rate mortgage jumped up to 7.239%, an increase of 0.078 percentage points. Freddie Mac's weekly rate survey saw the 30-year rate ...
Mortgage TypeRateChange 30 Year Fixed Mortgage 7.10% +0.00 15 Year Fixed Mortgage 6.50% +0.01 30 Year Jumbo Mortgage 7.35% +0.01 7/6 SOFR ARM Mortgage 7.02% -0.02 30 Year FHA Mortgage 6.43% +0.01 30 Year VA Mortgage 6.45% +0.00
Freddie Mac mortgage rate trends Money For its weekly rateanalysis, Freddie Mac looks at rates offered for the week, ending each Thursday. The average rate roughly represents the rate a borrower with strong credit and a 20% down payment can expect to see when applying for a mortgage right no...
30-Year Fixed Rate FHA 6.75% 0.16% 30-Year Fixed Rate VA 6.86% 0.24% 30-Year Fixed Rate Jumbo 6.35% 0.24%*Interest rate and APR accurate as of Oct. 21, 2024 5/1 ARM rates are based on a borrower with a good credit score of 680 to 740 taking out a conforming mortgage loan with...
Type of MortgageCurrent RateRate Last Reported 30-year conforming 6.706% 6.659% 30-year jumbo 6.864% 6.725% 30-year FHA 6.374% 6.323% 30-year VA 6.248% 6.051% 30-year USDA 6.384% 6.284% 15-year conforming 5.953% 5.905% ADVERTISEMENT Rocket MortgageAmeriSave MortgageBetter TrustPilot Ranking Tr...
VA loan rates have beentrending upwardover the past few years, largely due to economic conditions and the fact that mortgage rates hit all-time lows several times in 2020 and 2021. After a period of extremely low rates, the Federal Reserve raised the Federal Funds rate in 2022. In the tim...
Check out BMO’s current mortgage rates and find the one that's best for you. Explore our variable rates, fixed rates, and specials.