Access competitive VA loan rates when you apply through Griffin Funding. As an experienced VA lender, we’re here to help you navigate the VA loan process.
VA loans also offer very flexible credit underwriting. In some cases, you can qualify with a credit score as low as 620. While you’ll likely have to pay aVA funding fee, there’s also no requirement to carry primary mortgage insurance (PMI). These factors combine to make a VA loan ver...
Rocket Mortgage. It provides a full range of mortgage products, including conventional and FHA loans, in addition to VA loans. That’s important because if a VA loan is not the best option, Quicken Loans
VA loans require a one-time fee called a VA funding fee which may be collected at closing or rolled into your loan. The fee is determined by the loan amount, your service history, and other factors. A down payment on your VA loan may be required in certain circumstances and maximum loan...
Loan structure:Your rate varies whether you’re obtaining a fixed-rate or adjustable-rate loan. It also depends on the length of the loan (for example, 30 years or 15 years). Location of the property:Rates vary depending on where you’re buying. ...
For military members, the VA loan program enables eligible veterans and active-duty military personnel to finance up to 100% of a home’s value.
The amount you can get from a cash-out refinance depends on your home's equity and your lender's loan-to-value ratio limit. You'll first pay off your existing mortgage, and any remaining amount is yours to use. Remember, it's crucial to compare cash-out refinance rates and understand ...
Loan type With a fixed-rate mortgage loan, payments remain the same throughout the loan’s life. The mortgage rates on adjustable-rate mortgages reset regularly (after an introductory period), and the monthly payment changes with it. A mortgage whose size exceeds the federal loan limit is know...
Loan type With a fixed-rate mortgage loan, payments remain the same throughout the loan’s life. The mortgage rates on adjustable-rate mortgages reset regularly (after an introductory period), and the monthly payment changes with it. A mortgage whose size exceeds the federal loan limit is know...
30-year fixed-rate VA 5.852% 6.272% Today’s average 30-year fixed rate for a home purchase loan in California is 6.345%. This is higher than the nation’s average rate of 6.14% but lower than the rate of 6.16% in January 2025. The current 30-year fixed mortgage rate for a home ...