See current mortgage rates. Browse and compare today's current mortgage rates for various home loan products from U.S. Bank.
In general, rates track the yields on the 10-year Treasury note. Average mortgage rates are usually about 1.8 percentage points higher than the yield on the 10-year note. In times of economic uncertainty, such as periods of high inflation, Treasury yields tend to rise. That, in turn, push...
Mortgage rate news this week - May 29, 2025 Mortgage rates move down, still near 7% Mortgage rates fell slightly this week, with 30-year fixed-rate loans averaging 6.94 percent, according to Bankrate’s latest lendersurvey. Stubbornly high mortgage rates have put the squeeze on the spring hom...
Compare average mortgage rates on different types of home loans so you can pick the best mortgage for your needs as you house shop.
Rates based on a mortgage in Los Angeles, California. Rates effective as of 05/19/2025 01:21 PM ET and are subject to change without notice. Mortgage TypeRateAPR>Points>Sample Monthly Payment 30-Year Fixed6.75%6.97%1.000 $972.90 Rate and payment details ...
On Monday, May 5, 2025, the national average 30-year fixed mortgage APR is 6.985%. The average 15-year fixed mortgage APR is 6.033%. Check our full rate analysis. Want help getting a great mortgage rate? Yes - I want NerdWallet Mortgage Experts to find on...
The average APR on a 15-year fixed-rate mortgage rose 3 basis points to 5.959% and the average APR for a 5-year adjustable-rate mortgage (ARM) rose 9 basis points to 7.188%, according to rates provided to NerdWallet by Zillow...
5/1 Adjustable Rate Mortgage - 30 Year Term Rates Effective: May 21, 2025 TermRateAPR*Monthly Payment/$1,000 borrowed** Initial 5 Year Fixed Rate6.625%6.888%6.403 Current Fully Indexed Rate for Years 6-306.625%6.888%6.403 *The annual percentage rate (APR) disclosed above assumes $50,000.00...
How do mortgage rates work? A mortgage rate is the annual rate of interest your lender will charge for your home loan. If your income is strong and steady, you have a solid credit score and are able to provide a down payment of 20% or more, you’ll receive a lower mortgage rate ...
Our Most Popular Mortgage Rates Fixed and Variable Closed Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: TermSpecial OffersAPR2 3 Year Fixed 4.390% 4.430% 5 Year Fixed 4.390% 4.420% 5 Year Variable RBC Prime Rate - 0.400% (...