according to the JanuaryCase-Shiller Index, TD's Annual First-Time Homebuyer Pulse found that of those looking to buy a home in the next year, nearly three in four (74%) respondents felt optimistic about the housing market. And nearly all (97%) have al...
Interest rates play a pivotal role in the U.S. economy, influencing everything from consumer spending to business investments. These rates… Home Ownership Patience and Flexibility Remain Key When Entering the Housing Market in 2025 If you found yourself on the sidelines of the housing market ...
US Current Account Widens More than Expected The United States recorded a current account deficit of $266.8 billion in the second quarter of 2024, widening from the $241 billion gap in the previous period and above market expectations of a $260 billion deficit, to mark the widest current accou...
With a lower rate and monthly payment, you can boost your savings even more to be ready for when the market settles if you are still interested in a new home when that time comes. With housing inventory still an issue, now is a great time to take advantage of these lower rate...
The goal of this paper is to explore the seeds of the current housing and economic crisis by investigating the interrelationship between the recent bust in the housing market and economic recession. To achieve this goal, we adopt a dynamic factor model with housing and business cycle factors whic...
The housing market is the backbone of the American economy, but it’s also dependent on it. As the economy dips and climbs, so do rates. Inflation, the state of the secondary mortgage market, the cost of consumer goods, and dozens of other factors all come into play here. This means ...
Rate, points and APR may be adjusted based on several factors, including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than...
Moreover, after the reversal in the demand shock, these models find a decrease of the interest rates and, in the case of Gete (2010) and Punzi (2013), also a current account surplus together with the bust in the housing market. My modeling strategy, however, is consistent with the ...