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Mortgage rates are a key factor to consider when applying for a home loan. The rate determines the interest charged on the loan, which in turn affects the monthly mortgage payments and the overall cost of the loan. The mortgage rate also affects the affordability of a home, as a higher ra...
Should I lock in my refinancing mortgage rate? While a rate lock can be great protection from rising interest rates, it can also be a negative if rates fall before you're set to close. Unless your rate lock has a provi...
VirtualBank, Palm Beach Gardens, Florida (FL) 11/4/08 4.45% 1 Year Wachovia Bank 8/28/09 1.50% 19 months Washington Mutual - WaMu 7/1/09 2.00% 2-YEARS Wells Fargo Bank 9/9/09 2.00% 25 months World Savings 11/04/07 N/A