30-year fixed-rate VA 5.852% 6.272% Today’s average 30-year fixed rate for a home purchase loan in California is 6.345%. This is higher than the nation’s average rate of 6.14% but lower than the rate of 6.16% in February 2025. The current 30-year fixed mortgage rate for a home ...
Trends in Mortgage Rates: Will They Continue Falling? How Does a Mortgage Work? Types of Mortgages Options for First Time Homebuyers How Are Mortgage Rates Set? How to Get the Best Mortgage Rates Qualifying for a Better Mortgage Rate
For the week ofJanuary 26th, top offers on Bankrate are0.69% lowerthan the national average.On a $340,00030-year loan, this translates to$1,857in annual savings. Today's national mortgage interest rate trends On Thursday, January 30, 2025, the current average interest rate for a 30-year...
Trends in Mortgage Rates: Will They Continue Falling? How Does a Mortgage Work? Types of Mortgages Options for First Time Homebuyers How Are Mortgage Rates Set? How to Get the Best Mortgage Rates Qualifying for a Better Mortgage Rate
For the week ofJanuary 19th, top offers on Bankrate areX% lowerthan the national average.On a $340,00030-year loan, this translates to$XXXin annual savings. Today's national mortgage interest rate trends On Sunday, January 26, 2025, the current average interest rate for the benchmark 30-...
Mortgage rate trends See legal disclosures Adjust the graph below to see historical mortgage rates tailored to your loan program, credit score, down payment and location. LOAN PROGRAMS 30 year fixed 20 year fixed 15 year fixed 10 year fixed ...
Weekly Rate Trends30-Year Fixed15-Year Fixed 1/23/256.96% ↓6.16% ↓ 1/16/257.04%6.27% 1/9/256.93%6.14% 1/2/256.91%6.13% Copyright 2025Freddie Mac. Averages are based on conforming mortgages with 20% down. How do I get the best mortgage rate?
Mortgage rate trends See legal disclosures Adjust the graph below to see historical mortgage rates tailored to your loan program, credit score, down payment and location. LOAN PROGRAMS 30 year fixed 20 year fixed 15 year fixed 10 year fixed ...
Mortgage rates are subject to frequent changes, as much as multiple times a day. These fluctuations respond to shifts in economic indicators, market conditions, and lender policies. Staying updated on these factors and current mortgage rate trends can assist you in making timely decisions when obtai...
We use information collected by Bankrate to track daily mortgage rate trends. The above table summarizes the average rates offered by lenders across the country.Recent mortgage rate newsAfter peaking at 8% in October 2023, average mortgage rates dropped to their lowest point in roughly two years ...