Weekly Rate Trends 30-Year Fixed 15-Year Fixed 12/26/24 6.85% ↑ 6.00% ↑ 12/19/24 6.72% 5.92% 12/12/24 6.60% 5.84% 12/5/24 6.69% 5.96% Copyright 2025 Freddie Mac. Averages are based on conforming mortgages with 20% down. How do I get the best mortgage rate? To get the be...
Today's national mortgage interest rate trends For today, Friday, January 10, 2025, the current average 30-year fixed mortgage interest rate is 7.03%,increasing 8 basis pointssince the same time last week. If you're looking to refinance your current mortgage, the national average 30-year refi...
the rate will be fixed for a predetermined number of years. Once that fixed period ends, the rate becomes variable and adjusts at a regular interval, known as the “adjustment period” — with the period length defined in the mortgage terms. Depending on market conditions, rates could increas...
Freddie Mac mortgage rate trends Money For its weekly rate analysis, Freddie Mac looks at rates offered for the week, ending each Thursday. The average rate roughly represents the rate a borrower with strong credit and a 20% down payment can expect to see when applying for a mortgage right...
Current Mortgage Interest Rates Today in California of January 2025 30-year fixed-rate 6.345% 6.456% 20-year fixed-rate 5.849% 6.007% 15-year fixed-rate 5.654% 5.867% 10-year fixed-rate 5.583% 5.880% 7-year ARM 6.542% 6.651% 5-year ARM 6.346% 6.479% 3-year ARM 2.340% 3.371% 30-yea...
30-year fixed-rate mortgage historical trends If you think rates between 6% and 8% today are scary, consider September through November of 1981, which saw the average rate hovering between 18% and 19%, according to FRED. Check out the FRED 30-year mortgage rate chart: 15-year fixed-rate...
30-year fixed-rate mortgage- 15-year fixed-rate mortgage- Timespan: 3 months SEE TODAY'S RATES Source: Freddie Mac Updated on 01/02/2025Rate changes: Never; fully fixed for entire term Benefits: Stable payments; builds equity faster; lower total interest costs than 30-year term ...
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Current 15-year mortgage rate trends Since crossing above the 6.4 percent mark in April this year, 15-year mortgage rates have trended downward. While it remains to be seen whether they’ll continue falling into 2025, the consensus for now is that rates appear to be stable, even with Feder...
Today's Mortgage Rates Best Mortgage Lenders Fixed Rate Mortgage Terms Compare Mortgage Payments for 30-Year, 20-Year, 15-Year, and 10-Year Mortgages Trends in Mortgage Rates: Will They Continue Falling? How Does a Mortgage Work? Types of Mortgages ...