15-year fixed-rate refinance loan 6.356% ⇑ 0.039% 7/1 adjustable-rate refinance loan 6.52% ⇑ 0.009% 10/1 adjustable-rate refinance loan 6.745% ⇑ 0.029% Source: Money.com Beginning on July 31, Money's daily mortgage rates are a national average and reflect what a borrower...
Mortgage refinance rates Homeowners may decide to refinance for any number of reasons, including lowering their interest rate, changing the term of their loan, or tapping into their home equity. Refinance rates tend to be higher than purchase rates, so carefully consider the pros and cons when d...
Today's national mortgage interest rate trends For today, Friday, January 10, 2025, the current average 30-year fixed mortgage interest rate is 7.03%,increasing 8 basis pointssince the same time last week. If you're looking to refinance your current mortgage, the national average 30-year refi...
Current mortgage and refinance ratesAccurate as of 11/22/2024 ProductInterest RateAPR 30-year fixed-rate 6.826% 6.907% 20-year fixed-rate 6.718% 6.822% 15-year fixed-rate 5.950% 6.078% 10-year fixed-rate 5.970% 6.154% 7-year ARM 7.160% 7.556% 5-year ARM...
Today's national mortgage interest rate trends On Wednesday, November 20, 2024, the current average interest rate for a 30-year fixed mortgage is 6.92%, rising 4 basis points over the last week. If you're looking to refinance, the national interest rate for a 30-year fixed refinance is ...
Compare the current mortgage and refinance rates today evaluated by our experts to find the best rate for your financial situation.
When and how to refinance For a lower rate To tap equity How to refi Historical mortgage rate trends Home equity explained Home equity loans and HELOCs Pros and cons of a home equity loan Pros and cons of a HELOC When is tapping home equity a good idea? FAQsThe average interest rate is...
20-Year Mortgage Rates Loan TypePurchaseRefinance 20-Year Fixed6.88%7.05% What is a 20-Year Mortgage? Like a conventional 30-year mortgage, a 20-year mortgage is a home loan with a fixed rate but with a shorter 20-year term. Monthly payments, consisting of the principal and interest, rem...
TODAY'S RATES See All Mortgage 30-year fixed-rate 6.79% (-0.13) 15-year fixed-rate 6.09% (-0.11) 30-year fixed-rate jumbo 6.84% (-0.11) 5/1 ARM 6.19% (-0.37) 10-year fixed-rate 5.93% (-0.25) Refinance 30-year fixed-rate refinance ...
When and how to refinance For a lower rate To tap equity How to refi Historical mortgage rate trends Home equity explained Home equity loans and HELOCs Pros and cons of a home equity loan Pros and cons of a HELOC When is tapping home equity a good idea? FAQsThe average interest rate is...