Many ways to finance or refinanceFootnote3Opens overlaya jumbo loan Jumbo mortgages typically are for larger loan amounts not covered by conforming loan limits. We offer flexible loan terms, including fixed-rate, adjustable-rate and interest-only. We promise an on-time closing for eligible product...
Interest Rate APR 30 Year Fixed Jumbo 6.979% 6.982% 15 Year Fixed Jumbo 6.831% 6.834% 7/1 ARM Jumbo 7.197% 7.42% 5/1 ARM Jumbo 7.136% 7.467% Rates data is based on a borrower with good credit, a conforming loan amount (at least $200,000 but less than the national conforming loan ...
Current mortgage ratesfootnoteDisclosure1 Apply points to adjust the rate 15-Year Fixed 5.8%Interest Rate 6.109% APR 30-Year Jumbo There was an issue retrieving this rate, please try again later. There was an issue retrieving this rate, please try again later. ...
30-Year Fixed Rate Jumbo6.96%7.02% Rates as of Saturday, May 24, 2025 at 6:30 AM Learn more:Interest rate vs. APR How to refinance your current mortgage As interest rates fall, you might choose torefinance your mortgageto a new loan at a lower rate. The process isn’t much different...
Some charge higher rates on jumbo loans, some charge lower rates for jumbo loans. There isn't an industry standard. What you can do: Ask the lender whether changing your loan amount could help you get a lower interest rate. 6. Loan typ...
ProductInterest RateAPR 30-Year Fixed Rate 6.92% 6.99% 20-Year Fixed Rate 6.60% 6.71% 15-Year Fixed Rate 6.19% 6.28% 10-Year Fixed Rate 6.17% 6.24% 30-Year Fixed Rate FHA 7.05% 7.11% 30-Year Fixed Rate VA 7.59% 7.67% 30-Year Fixed Rate Jumbo 6.95% 7.00% Rates as of Saturday, ...
7/6 loans and 10/6 loans. Because the interest rates on ARMs tend to be lower than those on fixed-rate loans during the initial (fixed-rate) phase, these adjustable loans are a good option for borrowers who don’t plan to stay in the home beyond the fixed-rate period of the loan....
At today’s interest rate of 6.61%, a 15-year fixed-rate mortgage would cost approximately $877 per month in principal and interest per $100,000. You would pay around $57,840 in total interest over the life of the loan. 30-Year Jumbo Refinance Interest Rates ...
Some charge higher rates on jumbo loans, some charge lower rates for jumbo loans. There isn't an industry standard. What you can do: Ask the lender whether changing your loan amount could help you get a lower interest rate. 6. Loan type Some types of mortgages cost more. For example, ...
But, if you’re hoping to get a low rate that could potentially save you five or even six figures in interest over the life of your loan, you’ll want a score quite a bit higher. For example, lender Blue Water Mortgage notes that a score of 740 or higher is considered top tier. ...