If your bank account comes with an overdraft facility then you can spend money that you don't have and pay it back in the future. Read on to find out more.
ATM withdrawal fees - it’s often free to withdraw cash from ATMs owned by your bank, but there may be charges for using other bank’s ATMs. Overdraft fees - if you go over your agreed overdraft limit (if you have one), you’re likely to be charged. It’s also worth looking into...
An arranged overdraft lets you borrow up to a certain limit when there’s no money left in your bank account. It’s useful for short-term borrowing.
Set up an overdraft Change your overdraft limit You can easily change your overdraft limit, if it’s too high or too low. You can also ask us to completely remove your overdraft if you don't want it anymore. Bear in mind, you won't be charged if you don't use your arranged overdra...
+ Important Note: Current Account Overdraft Protection is not applicable to all staff of Standard Chartered Bank (Hong Kong) Limited (the “Bank”) or any persons who have relationship with directors/controllers/employees with lending authority. * A protection limit of 95% of your HKD Deposits ...
How much overdraft can I get? The overdraft limit offered will depend on your financial circumstances when you first apply to open your account. Each bank has its own rules and criteria for who is eligible for an overdraft. They’ll look at your outgoings and income, as well as your cred...
The overdraft limit on a student account tends to increase each year up to a maximum of around£3,000 in some cases. Whether this increase happens automatically or whether you have to go in branch to arrange it will depend on the bank. Student accounts often also come with various ...
If you're looking to open a bank account, it’s easy to apply online, in branch or by phone. We offer bank accounts for all types of needs - from simple accounts for day-to-day spending to packaged bank accounts which offer a variety of lifestyle and ins
Current Account holders can utilise the overdraft facility to withdraw more money from their account than their actual balance. If a Savings Account holder needs more money than their balances, they can apply for a Personal Loans. If you already have a Savings Account with the bank, you can ...
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. Fee-Free Overdraft up to $200 with Overdrive Learn More Who is Current Best For Current may be right for you if you: Are okay with...