The current national average 5-year ARM mortgage rate is down 7 basis points from 6.68% to 6.61%. Last updated: Sunday, January 26, 2025 Mortgage rate trends See legal disclosures Adjust the graph below to see historical mortgage rates tailored to your loan program, credit score, down ...
Current Mortgage Interest Rates Today in California of January 2025 30-year fixed-rate 6.345% 6.456% 20-year fixed-rate 5.849% 6.007% 15-year fixed-rate 5.654% 5.867% 10-year fixed-rate 5.583% 5.880% 7-year ARM 6.542% 6.651% 5-year ARM 6.346% 6.479% 3-year ARM 2.340% 3.371% 30-yea...
Average mortgage rates for January 13, 2025 Loan terms Latest rates 30-year fixed-rate mortgage 7.239% ⇑ 0.078% 15-year fixed-rate mortgage 6.619% ⇑ 0.075% 7/1 ARM 6.529% ⇑ 0.039% 10/1 ARM 6.923% ⇑ 0.068% Average mortgage refinance rates for January 13, 2025...
5-1 ARM6.29%6.94% 10-1 ARM6.85%7.45% 30-Year Fixed Rate FHA7.32%7.37% 30-Year Fixed Rate VA7.26%7.30% 30-Year Fixed Rate Jumbo7.02%7.08% Rates as of Thursday, January 23, 2025 at 6:30 AM Learn more:Interest rate vs. APR
The waiting game for lower mortgage rates continues. TODAY'S RATES See All Mortgage 30-year fixed-rate 6.79% (-0.13) 15-year fixed-rate 6.09% (-0.11) 30-year fixed-rate jumbo 6.84% (-0.11) 5/1 ARM 6.19% (-0.37) 10-year fixed-rate 5.93%...
The waiting game for lower mortgage rates continues. TODAY'S RATES See All Mortgage 30-year fixed-rate 6.80% (-0.16) 15-year fixed-rate 6.13% (-0.11) 30-year fixed-rate jumbo 6.83% (-0.13) 5/1 ARM 6.36% (-0.21) 10-year fixed-rate 5.99% ...
Within most of these loan types, you can choose a fixed-rate mortgage (FRM) or an adjustable-rate loan (ARM). ARM rates are often substantially lower than fixed rates, but keep in mind you’ll only hold that low rate for a few years (typically 5, 7, or 10) before it has the pot...
5/6 ARM7.44%7.61% Jumbo 30-Year Fixed6.86%6.92% Jumbo 15-Year Fixed6.84%6.96% Jumbo 7/6 ARM7.24%6.99% Jumbo 5/6 ARM7.23%7.51% National averages of rates offered by more than 40 lenders, with a down payment of at least 20% and an applicant credit score of 680 to 739. ...
Current 10/1 ARM Rates With highermortgage ratesin recent years, adjustable-rate mortgages have gained increased interest from consumers since they typically offer lower upfront rates than a traditional 30-year mortgage. Like most mortgages, 10/1 ARMs and 10/6 ARMs – specialized types of 30-ye...
Is it better to opt for a fixed-rate or adjustable-rate 30-year mortgage? A fixed-rate mortgage offers stable payments over time, while anadjustable-rate mortgage(ARM) can have lower initial rates but may vary over the life of the loan. The better option depends on your financial situation...