Average mortgage rates for January 10, 2025 Beginning on July 31, Money’s daily mortgage rates are a national average and reflect what a borrower with a 20% down payment, no points paid and a 780 credit score — considered an excellent score that qualifies a borrower for the best rates ...
Rates Effective: January 16, 2024 TermRateAPR*Bi-Weekly Payment/$1,000 borrowed** 10 Year6.625%8.047%5.709 15 Year6.750%7.829%4.425 20 Year7.000%7.795%3.839 30 Year7.125%7.912%3.369 * The annual percentage rate (APR) disclosed above assumes $50,000.00 financed and 20% down payment. Higher...
30-year fixed-rate refinance loan 7.054% ⇓ 0.008% 15-year fixed-rate refinance loan 6.411% ⇑ 0.035% 7/1 adjustable-rate refinance loan 6.574% ⇓ 0.01% 10/1 adjustable-rate refinance loan 6.788% ⇓ 0.005% Source: Money.com Money's daily mortgage rates are a national ...
TODAY'S RATES See All Mortgage 30-year fixed-rate 6.92% (-0.06) 15-year fixed-rate 6.21% (-0.01) 30-year fixed-rate jumbo 6.98% (-0.01) 5/1 ARM 6.27% (-0.05) 10-year fixed-rate 6.11% (+0.01) Refinance 30-year fixed-rate refinance ...
Adjust the graph below to see historical mortgage rates tailored to your loan program, credit score, down payment and location. LOAN PROGRAMS 30 year fixed 20 year fixed 15 year fixed 10 year fixed 7-year ARM 5-year ARM 3-year ARM Loan purpose Credit rating Percent down Location Timespan ...
Learn more:Weekly mortgage rate trend predictions Purchase Refinance ProductInterest RateAPR 30-Year Fixed Rate6.99%7.04% 20-Year Fixed Rate6.73%6.79% 15-Year Fixed Rate6.26%6.34% 10-Year Fixed Rate6.06%6.13% 5-1 ARM6.30%6.80% 10-1 ARM6.68%7.11% ...
As well, you might take a 20-year term, and when you feel more comfortable, prepay the mortgage to create a 15-year term.Mortgage rates by loan term and type Today's Mortgage Rates 30-year fixed mortgage rates 20-year fixed mortgage rates 10-year fixed mortgage rates 5/1 ...
Check out BMO’s current mortgage rates and find the one that's best for you. Explore our variable rates, fixed rates, and specials.
Updated January 10, 2025 Reviewed by Thomas Brock Fact checked by Betsy Petrick Part of the Series When to Buy a Home Based on Mortgage Rates The average 30-year fixed mortgage rate was 7.00% on Thursday, Jan. 9. The 20-year fixed mortgage rate was 6.88%, 15-year fixed mortgage rate...
Today's Mortgage Rates Loan TypePurchaseRefinance 30-Year Fixed7.02%7.14% FHA 30-Year Fixed6.28%6.29% VA 30-Year Fixed6.54%6.46% 20-Year Fixed6.98%7.08% 15-Year Fixed6.25%6.08% FHA 15-Year Fixed6.40%6.09% 10-Year Fixed6.31%6.38%