Mortgage lenders may review your credit score and report to decide home loan qualifications. Buying a car A credit score and report may be reviewed for auto loan approval and for determining a rate. Post-Graduation Debt Managing student loans If you’re like many college students and recent gra...
The Capital One Secured Mastercard³ credit card has several different security deposit options — which may make it more accessible if the 200 USD deposit for Discover is too high. However, the APR from Capital One is higher than the Discover equivalent — worth looking out for in case you...
Your credit history will start to be reported to major US credit bureaus when you use your secured credit card. This means you can build a better credit score as long as you’re using the card responsibly, and paying back your bills on time. Some card issuers will also regularly review y...
Seek Lower Interest Options:Exploring options to transfer balances to credit cards with lower interest rates or promotional offers can potentially reduce the long-term interest costs associated with carrying a balance. However, it’s important to review the terms and conditions of balance transfer offe...
Review the card fees – in particular, the foreign transaction fees which are incurred on overseas spend – you may be able to save on foreign transaction costs with an international debit card instead While credit cards incentivise overseas spend with extra rewards that often can be exchanged for...