Do Capital-to-Asset Ratios Affect Credit Union Interest Rates?INTRODUCTION How much capital should credit unions have is still somewhat controversial in...Tokle, Robert J.Tokle, Joanne G.The DreamCatchers Group, LLCAcademy of Banking Studies Journal...
Using NCUA credit union call report data, I find that uninsured depositors and excess share insurers provide valuable monitoring benefits for credit unions for the years following the 2008 financial crisis. I find that the capital ratio, liquidity ratio, and delinquencies-to-total loans and leases ...
Differences in Bank and Credit Union Capital Needs 来自 ResearchGate 喜欢 0 阅读量: 9 作者:DM Smith,SA Woodbury 摘要: The Filene Research Institute is a non-profit organization dedicated to scientific and thoughtful analysis about issues affecting the future of consumer finance and credit unions. ...
Credit union to buy New Mexico bank Albuquerque-based U.S. Eagle’s proposed acquisition of Southwest Capital Bank marks the 14th whole-bank purchase of 2024 by a credit union and the second in the past week. By Gabrielle Saulsbery • Aug. 19, 2024 ...
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Your issuer can be a bank (such as Chase or Bank of America), credit union (such as Navy Federal or PenFed) or fintech company (such as SoFi or Chime). American Express and Discover are issuers, too, but they also act as payment networks. Credit card payment network: A credit card ...