1 If you’ve heard of higher scores, it may be based on industry-specific scoring models. The credit score ranges and rating labels for FICO and VantageScore, according to Experian, are shown below in the Credit Score Range Chart from highest to lowest. Credit Score Range C...
Credit Score Range Chart Credit ScoreBorrower QualityMeaning 851 - 900ExcellentIt is the highest credit rating given by Experian, which indicates that the borrower has never defaulted on any payment. You will be considered a very low-risk borrower and may receive the best loan offer. ...
Credit Score Chart (1) Credit Score Help (43) Credit Score Range (2) Credit Score Rating (1) Credit Score Repair (2) Credit Score What Do They Mean (14) Credit Scores (1) Debt Collection Agency UK (1) Debt Collection Collection Agency (1) Debt Collections (5) Debt Consolidation (6)...
Credit Score Range Chart5,17 Rating/Scoring ModelCredit Score Range Exceptional/FICO Excellent/VantageScore 800-850 781-850 Very Good/FICO Good/VantageScore 740-799 661-780 Good/FICO FairVantageScore 670-739 601-660 Fair/FICO Poor/VantageScore ...
Credit Score Chart (1) Credit Score Help (43) Credit Score Range (2) Credit Score Rating (1) Credit Score Repair (2) Credit Score What Do They Mean (14) Credit Scores (1) Debt Collection Agency UK (1) Debt Collection Collection Agency (1) Debt Collections (5) Debt Consolidation (6)...
Credit scores range from 300 to 850. A bad credit score generally ranges between 300 to 629, but lenders and credit scoring companies may have their own definitions of “poor credit.” FICO, for example, considers a “poor” credit score below 580. Many financial companies, including NerdWalle...
With VantageScore, scores range from 300 to 850, and the factors that go into calculating a score are determined on a scale from “less influential” to “extremely influential.” If you have an excellent VantageScore, your credit score will be between 781 and 850. If your credit score ...
Equifax credit scores are based on theVantageScore3.0 model. This is a newer scoring model created through a collaboration among the three major credit bureaus to devise a consistent score from one bureau to the next. It's also supposed to be more accurate compared with traditionalFICOscores.7...
Our historical data also indicates we’ll likely see a decrease in approval rates in the early part of 2025, as more people are likely to apply for cards to help them financially recover from holiday shopping and holiday travel, even if their credit scores are below the recommended range. ...
the average FICO score in the U.S. was 716. While that's unchanged from 2021, it represents the highest average score so far. Until 2017, when average scores hit 700 for the first time, they hovered in the 680s and 690s.3A score of 716 is considered to be in the "good" range....