How do I check my credit score? Checking your credit score is a good idea. It lets you know where you stand and find out what sort of problems are preventing you from taking out a pay monthly phone contract. In some instances, missing details or an incorrect piece of information on your...
Credit scores are used by lenders to determine credit worthiness based off various credit score ranges. Learn what the different ranges are and what they mean.
What credit score do I need for a phone contract? Your credit score requirement varies for different carriers. But a score of above 550 to 600 is considered a good score. What does no money or a $0 down payment mean when buying a new phone? It means you don’t need to make any dow...
Get a contract phone with no credit required. Quick approval and no upfront cost. Apply online and see an instant decision.
Sadly, if your credit score isn't great, the operator you've chosen may deny you the chance to get the phone you want on contract. So what do you do? There are both short and long term solutions here, but there is one big rule: ...
You’ve never used credit. If you’ve never used credit or don’t pay any bills in your name, such as energy, water or a mobile phone contract, there won’t be much data available to base your score on. You’re new to the UK. If you’ve recently moved to the UK, you may not...
With a SIM-free phone, you’ll normally need to pay a bit more for your phone upfront. However, you can combine it with a super-cheap SIM-only deal. Over the long run, this will normally work out to be a lot cheaper than getting a 24-month contract from one of the big networks...
and maybe a mortgage so you can buy a new flat, and perhaps a rent-to-buy car so you can have some wheels, and maybe a new phone contract as well. If you do all this in the space of a few months, your credit score is going to drop, meaning other companies will be less likely...
If your name appears and you make your payments on time, it can help to improve your credit score. Having a mobile phone contract and making your monthly payments on time can also positively impact your credit score. 3. Take out a personal loan If you have a ‘thin’ credit file, it...
If you’re disqualified for a traditional cellphone contract due to a bad credit score, you still have options. They’re just likely to be costly or inconvenient. Some carriers accept security deposits in an arrangement similar to a secured credit card. If you make timely payments, you gener...