Soft inquiries do not impact your credit score. An example of a hard inquiry is when you apply for a credit card or a loan and the lender does a thorough review of your credit report to gauge your creditworthiness. A hard inquiry can lower your score up to five points. If you're on...
KS_bucket(pred_proba, final_data['target'], bucket=10, method = 'quantile') One-click scorecard transformation · 评分卡转化: card = toad.ScoreCard( combiner = c, transer = transer, class_weight = 'balanced', C=0.1, base_score = 600, base_odds = 35 , pdo = 60, rate = 2 ) ...
Credit score Good to Excellent Regular APR 18.24%-29.24% Variable Annual fee $0 intro annual fee for the first year, then $95. Welcome bonus Earn a $250 statement credit See rates and fees, terms apply. Read our Blue Cash Preferred® Card from American Express review. Our expert tak...
Credit score Good to Excellent Regular APR 18.49% - 27.49% Variable Rates as of December 12, 2024 Annual fee $0 Welcome bonus Unlimited Bonus: Unlimited Mile-for-Mile match for all new cardmembers *See rates and fees, terms apply. Read our Discover it® Miles review. Our expert ...
While PayPal Credit Card does not openly disclose its exact minimum credit score requirement, a good credit score is generally considered essential for approval. Although the specific requirements may vary, it is typically recommended to have a credit score of at least 650 or higher to enhance you...
A stolen credit card often means that a criminal has access to other sensitive information about you. Look for other warning signs of identity theft such as missing mail, a drop in credit score, or suspicious log-in attempts on your online accounts. Any of these warning signs could mean ...
Credit cards for fair credit. The FICO® score range for fair credit is 580 to 669. You'll have a few more options in this category versus cards for bad credit. Rewards Credit Cards These cards generally earn rewards as cash back, points or miles. Each card also has its own rewards ...
Card Details Best for intro APR Bank of America® Travel Rewards credit card Cardholder rating 4.1 Hover to learn more Bankrate score 4.4 Hover to learn moreBankrate review Add to compare Recommended credit score:(670 - 850) Hover to learn moreApply now on Bank of America's secure site ...
Recommended Credit Score:670–850 Bonus Offer:50,000 bonus miles for spending $3,000 on purchases in the first 3 months from account opening Annual Fee:$0 for the first year, then $95 Rewards:7 miles per $1 for United fights (5 as a MileagePlus member, 2 from the card);4 miles on...
Recommended Credit Score:670–850 Bonus Offer:60,000 bonus miles for spending $3,000 on purchases in the first 3 months from account opening Annual Fee:$0 for the first year, then $95 Rewards:7 miles per $1 for United fights (5 as a MileagePlus member, 2 from the card);4 miles on...