If you need a personal loan, you may be relieved to know that you can find options no matter your credit score. Lenders consider more thancredit scorefor approval, and many do not set minimum credit score requirements, says Jeff Keltner, startup advisor and former senior vice preside...
SoFi actually only considers applicants with good or excellent credit for its personal loan products. However, because this lender is very open to borrowers who need a co-applicant, it's still worth considering if your credit score is closer to the poor/fair range. A co-applicant on a perso...
Best for Large Personal Loans LightStream View Disclosure 4.4 U.S. News Rating APR 6.94% to 25.29% Minimum FICO Credit Score 680 Loan Amount $5,000 to $100,000 Loan Term Up to 240 months Check RatesFrom Our PartnerMore Details Best for Paying Down Credit Card Debt SoFi® View Disclosu...
SoFi640 ELFI (Education Loan Finance)680 Check the lenders’ websites for possible updates. How your credit score influences your student loan rate When you apply for a private student loan, lenders review your credit score and history to assess how well you’ve managed money in the past. A...
qualify for a LightStream personal loan, having anexcellent credit scorecan make you more likely to be approved for the lowest interest rates. This makes LightStream a very strong contender for those with excellent credit scores since they have the opportunity to borrow money as cheaply as ...
To receive the rewards points offer, you must successfully complete setting up Credit Score Monitoring. Rewards points may only be redeemed towards active SoFi accounts, such as your SoFi Checking or Savings account, subject to program terms that may be found here: SoFi Member Rewards Terms and ...
Applying does not impact your credit score. Borrowers in all states should be able to apply. SoFi doesn’t charge origination, closing, prepayment, or late payment fees. Cons: The minimum loan amount is $5,000. SoFi’s minimum credit score is higher than its competitors. The impact of CO...
No Effect on Your Credit Score. Checking your credit score with SoFi Credit Insights doesn’t affect your credit. You cancheck your scoreas often as you’d like without temporarily depressing it, as generally happens when you apply for a new loan or line of credit. ...
Mentor is the easiest way to shop for loans and credit cards. Refinance student loans, pay off credit card debt, get a personal loan & find your best mortgage.
SoFi Personal Loan Review 8.99% - 35.99% Get My Rate View Details on Best Egg's website Overview Minimum Credit Score: 640 Minimum Loan Amount: $2,000 Maximum Loan Amount: $50,000 Loan Terms: 3 - 5 years Minimum Income: $3,500 ...