This paper offers insight into a growing concern about how an individual's credit score can affect their ability to obtain employment and insurance. In particular, it will take a close look at the disparity among credit scores for minorities and how this growing trend may affect them more than...
If you have reallybad creditor really good credit, you probably know it already. But there's a vast middle area where your score is too low to get you the best offers. If you want to sign up for a new credit card,take out a car loan, get a mortgage tobuy a house, or borrow mo...
Your Credit Score Has to Be Good, but Not PerfectOff The Shelf
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Credit scores are used by lenders to determine credit worthiness based off various credit score ranges. Learn what the different ranges are and what they mean.
Given you manage your credit responsibly, you can steadily increase your score to the good range or beyond. Taking good care of your credit score means reducing debt, pay your bills on time, and avoiding overspending. If you go through some bad times, focus on when you can get back on ...
If you have average credit and are looking to build up to a good or excellent credit score, it's a good idea to consider a credit card designed for average credit applicants, such as the Capital One Platinum Credit Card . Standout benefits : This card has travel benefits that can save ...
According to VantageScore, a “bad” or “poor” credit score is anything below 600. Find out more about bad credit scores and how to build up credit.
The minimum you should be striving for is a good score. An average score won’t cut the mustard if you want thebest interest rate. Even when you are applying to rent, your credit score can come into play. Those with bad credit are often forced to look for ano-credit-check apartment,...
The FICO score, which most lenders use, ranges from a low of 300 (very poor) to a high of 850, which is typically considered to be excellent.6 Are there any disadvantages to having a good credit score? Having a high credit score is almost always good, but there's the potential to ...