When you apply for credit, yourcredit scoreis not all that matters. Things like payment history, job security and debt-to-income ratio are also considered. The good news is a 710 credit score won’t stand in the way of approval for many financial products. The bad news is it might stan...
Is my credit score good or bad? A good or bad credit score varies by product and the risk appetite of the lender. This is dependent on the default rate the lender is willing to accept and/or has priced for. How does a person’s credit score affect their loan eligibility? A person’s...
Your credit score can impact your life in many ways including your ability to qualify for loans. Learn more about the benefits of building a good credit score.
What is a credit score? What factors determine your credit score? Why are my credit scores different? Are there alternatives to the FICO score? How do I know if I have good credit? The bottom line References Read More credit score Good debt vs. bad debt: It’s all about targeting your...
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Agood credit scoregives you access topremium credit cards, better loan products and more favorable interest rates. But if you have abad credit score— somewhere in the FICO range of 300 to 579 or VantageScore range of 300 to 600 — you'll miss out on these deals and often pay much hig...
A good, or "prime," VantageScore ranges from 661 to 780. Are you wondering why 669 is a fair FICO score but a good VantageScore? It's because the factors that are included in the scores aren't weighted exactly the same. For this reason, you can't directly compare the two score ver...
A bad credit score can reduce your chances of approval for credit cards and loans. If you want abalance transfer card, such as theDiscover it® Balance Transfer, you'll need good or excellent credit. And if you want to earnrewardsor receive luxury travel perks, it'll be near impossible...
The next question is how do you build a good credit score? The answer to that one is a little more complicated: Establishing credit isn't always a straightforward process. Whether you're a young adult, a newcomer to the US, finding financial independence post-divorce or a parent who wants...
Good credit:670 to 739 Very good credit:740 to 799 Excellent credit:800 to 850 So, what credit score should you have in order to qualify for atravel rewards credit cardor a low interest rate on amortgage— and would a credit score of 700 be acceptable?