When you combine the information found in the adverse action letter, your credit report, and your credit score, you’ll have a roadmap for what to do before applying again. 5. Repair Your Credit If you have negative items on your credit report, it is important to address those i...
Store credit cards are a great option, there is something known as theshopping cart trick. This lets you apply for certain store credit cards (mostlycards issued by Comenity) without a hard pull being done on your credit report, because they aren’t checking your report they don’t know ho...
If you’re looking for a rewards card that can help you repair your credit score, check out our guide on How to get a credit card with bad credit. And if you’re new to credit entirely, you might want to consider applying for a secured credit card before applying for a top-tier ...