For personal cards, authorized users are often family members, such as a child or a spouse. Benefits to an authorized include a potential boost to theircredit score. Discover how authorized users work, including some pros and cons of being or adding an authorized user to a credit card account...
Authorized User Can I add an authorized user to my Credit One Bank card? Yes, you can add an authorized user to your Credit One Bank card. Adding an authorized user allows someone you trust to use your card... Read more Replacement Card ...
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That's how the authorized user approach serves as a credit building tactic. You don't need good credit (or any credit) to become an authorized user, but if the bank or issuer reports your card's full on-time payment history to the credit bureaus, you can begin to build a ...
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An authorized user is someone who has been added to a credit card account by its owner. They can make purchases but are not required to make credit card payments.
Capital One:No minimum age requirement Chase:No minimum age requirement Citi:No minimum age requirement Discover:15 years old U.S. Bank:16 years old Wells Fargo:No minimum age requirement The cost of adding an authorized user Generally, authorized users come at no additional cost. But if yo...
Authorized User on Credit Card Mark CappelMay 27, 2009 Learn about your rights as an authorized user on a credit card account, in case of a divorce. Talk to your divorce lawyer before you close the account, or... Read more 1
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Credit cards can be useful tools, but they’re just one of the many options available to people who want to build credit. To establish or repair your credit without credit cards, consider other options like becoming an authorized user on someone else’s card or taking out a credit builder ...