It can also help to tape a note to your credit card, too. Before diving right into the numbers — what you owe, and to whom — Cerezo also recommends looking to social media for inspiration. “By getting familiar with how other people have overcome the burden of credit card debt...
A cash back credit card that earns a 5% return on grocery spending would tally about $285 in rewards for the year; that’s $228 more than a 1% cash back credit card would earn. Naturally, the savings would be greater for households that spend more than average on groceries....
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