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2. Credit repair companies use the same law made available to you by congress to repair your credit. And they can not change the law for their clients. The above two simple statements might seem obvious, but repeating them like a mantra can be the difference between getting ripped-off and...
What credit repair companies do was a black box to me too. Thankfully, never had the need to know. I did learn something new today. It looks like anyone can do it by themselves – however, it would be a lot of work, tracking, and following through till everything gets resolved and...
Potential Fix:Utility and cell phone companies are another great example of companies where you may be able to ask for a larger than normal security deposit to ease their concerns. You may also be able to ask for a probationary period of time that you can use to not only build your cred...
You can sue the CRAs and companies that refuse to fix it. They must correct your credit report after you disputed the errors. Period.They must investigate your identity theft disputes. If they don't, they violated the law. Our law office sues Equifax, Trans Union, and Experian on behalf ...
Even if they said they would fix customers to reconnect their bank accounts in the near future, the damage has been done and they lost a customer because of their unfair policies. Update: To clarify my review here. This connection happened before Plaid went down. I borrow from you in ...
Quote – The way to “fix the externality” is to hold the credit card companies legally liable for issuing cards to imposters. – end quote. Never happen. The banks (big, big businesses) will never acquiesce to this. They are here for only one purpose – to make lots of profits. If...