On the other side, credit counseling organizations are typically non-profit organizations whose aim is to instruct you on how to manage your money, debt, and general cash flow. A credit repair firm is a third-party agency that offers to work on your behalf when you contact the credit bureau...
Community or non-profit organizations:Some provide modest loans or grants to those in need. Non-profits offer cheaper rates or moreflexible periods, making them a good option forutility billsor other expenses. Borrowing from friends or family:Provide clear conditions and return the loan on time ...
including medical billing advocates and credit counselors. For example, the National Foundation for Credit Counseling says non-profit certified specialists that offer free credit counseling services can have
Then you’ve got to learn about the National Foundation for Credit Counseling. Founded in 1951, the NFCC is the largest non-profit financial counseling body in the United States. Its goal is twofold: To educate consumers about financially responsible behavior and to help them climb out of debt...