There could be people who have never taken loans or credit cards due to which they will not have a credit history and hence no credit score. Also, there are people who might have lower credit score as they could not manage their finances properly. For such people it will be difficult to...
Easy repayment terms and no pre-payment penalties: Provides borrowers with greater control, cost savings, and flexibility in managing their loans. If your organisation operates in the exporting industry, you might also be interested in reading our article on the Export Promotion Capital Goods (EPCG...
Further, the data protection measures of the model are also under question. According to arecent blog postby cloud security firm Wiz, DeepSeek has a publicly accessible database that exposes the AI’s chat history, secret keys, backend details, and other highly sensitive information. “More cri...
result in a different treatment of expected life for drawn and undrawn facilities • Hence the expected life estimation depends upon the historical information and experience of similar financial instruments and also on the stage of the facility and any risk mitigation measures employed by the bank...
the steps taken to identify and eliminate ineligible beneficiaries from these schemes; whether Government has a mechanism to ensure accountability and prevent misuse of public health funds; and the outcomes of any recent audits or corrective measures undertaken?
On that occasion, it welcomed the decision taken by the Director-General, first, to review security and safety at Headquarters and in the field and, secondly, to set up a task force on security and safety with a mandate to examine the outcomes of the full review of security measures at ...
ii Credit quality of Singapore property developers/REITs remains intact In the IG space, despite the latest property cooling measures adopted by the government, we are of the view that the overall credit quality of Singapore property developers remains intact. For the Total Debt Servicing Ratio ("...
In response, it said “several banks were subject to measures requiring them to revise their methodologies for quantifying risks and their broader risk control frameworks”. Share $ECB says 6 banks fell below minimum capital requirements last year on X (opens in a new window) Share $ECB says ...
Table 4. Measures of the key variables. As a novel method to explore the role of bank credit in WCF, we introduce a third model to estimate how the ratio of bank loans to total assets of firms is impacted by firm foreign currency borrowing, firm-level financial indicators, macroeconomic ...