Stop Collector Calls, Eliminate my Debt, Improve my credit. We provide solutions to those items that inflict financial stress and most of all...
Saying the wrong thing to a credit card debt collector could cost you a lot more than you bargained for. Getty Images Dealing with credit card debt can be a tough road to navigate, especially if the interest charges rack up and the debt balloons out of control. But if you find ...
Paying a credit card debt collector typically won't cause your credit score to drop. That said, when you pay a credit card debt collector, the impact it has on your credit score depends on various factors, including how recently the account went into collections. In general, when you pay...
More common than debt forgiveness is that the lender tries to collect the debt through their debt collection department or a separate debt collector (also known as a collections agency.) If the creditor or collections agency can't collect the outstanding debt, they may file a lawsuit. If succe...
“A ‘pay for delete’ letter is a negotiation tool where the collector or lender agrees to remove the account from credit reports in exchange for payment of the debt — typically more than the amount owed,” says debt relief attorney Lesley Tayne of Tayne Law Group. “This strategy is bes...
Debt collector can be sued under Fair Credit Act, rules 9th CircuitSylvia Hsieh
The Collections Shield Process was designed to help consumers laden with debt manuever themselves into a point of advantage in order to better negotiate a debt settlement. This is th credit card debt help you have been waiting for. This process This proc
Do I have to pay off credit card debt that’s been sold to a collector? When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the balances [...] ...
Once medical bills go to a debt collector, they can start to impact credit scores. Fortunately, changes to medical collection debt reporting could eliminate medical debt collection from many credit reports. Does medical debt affect your credit? In July 2022, the three major credit bureaus joined ...
If you're unable to pay off your old credit card debt, it's important to know that there are options beyond simply hoping the debt will disappear. Here are some common debt relief strategies that could help you regain control of your finances: Debt forgiveness (or debt settlement): With...