Balance transfer credit cards offer low introductory APRs that can help you pay your balance down faster.
Most balance transfer offers are only open to consumers who have acredit scorebetween 700 and 750, but some cards will approve those with a score between 650 and 700. If your credit score is below that range, you may need to wait andimprove your credit scorebefore applying for a balance ...
In a balance transfer, you open a new credit card account and transfer all or part of your existing credit card balances to it. Some credit cards are promoted for this purpose and may offer low or even 0% interest rates on balance transfers for a certain period, such as 12 or 18 month...
After getting approval for a card with a 0% interest balance-transfer offer, determine whether the 0% rate is automatic or depends on a credit check. The next step is deciding which balances to transfer; cards with high interest rates should come first. (The balance doesn’t have to be i...
Compare balance transfer credit cards with a low introductory APR at Citi.com. Discover balance transfer credit card offers today!
A credit card with a promotional balance transfer offer can make sense for some credit card users if it offers a low balance transfer annual percentage rate (APR) for a limited amount of time that can help card users save money on interest or consolidate credit card debt from many cards ...
Introductory rate:Look for cards with 0% introductory rates as they provide the most savings. Even if you do not have great credit, you can still find offers for fair credit. Long promotional period:The longer the introductory period, the bigger your savings and the less strain on...
While many rewards cards have rotating spending categories you need to track and activate, the Citi® Double Cash Card offers a simple reward structure. You’ll earn a cool 2% cash back on every purchase with no caps on how much you can earn, so it’s an excellent no-fee credit card...
High interest rates: Credit cards for borrowers with bad credit may have above-average annual percentage rates. Some cards for bad credit charge rates above 30%, so if you wind up carrying a balance, you could be dealing with some very high-cost debt. Low credit lines: With a c...
A balance transfer credit card can be an excellent tool for saving money on interest charges and taking control of your credit card debt. But before applying, consider how long the promotional period is and whether there is a balance transfer fee. The best balanc...