Balance transfer fee (5%):This is the one-time fee associated with each balance transfer. We only considered cards with a balance transfer fee of 3% or less. Maximum APR on purchases and balance transfers (10%):To ensure cardholders with an existing balance once the intro period is over ...
You may incur a fee.Most of these cards charge abalance transfer fee. It's usually 3% to 5% of the amount you transfer. For example, transferring $5,000 with a 3% fee will cost you $150. This fee will post on the balance transfer card, rather than the original card. ...
A credit card with the longest intro APR period.That will give you more time to repay the balance. Many cards offer 0% APR on both purchases and balance transfers, but sometimes the intro APR timeframe is shorter for balance transfers than it is for new purchases. Make sure you understand...
If you want to save on credit card interest, the Citi Simplicity® Card offers one of the longest intro-APR periods for balance transfers and purchases. Standout benefits: When you open a new Citi Simplicity Card, you'll receive an intro 0% APR on balance transfers for 21 months from ...
A business credit card with a 0% balance transfer period can help you save money on interest, free up cash flow and pay down your debt faster. Unfortunately, these business credit cards are rare — even more so after U.S. Bank struck balance transfers from their intro APR offers in July...
The best balance transfer credit cards charge no annual fee and offer 15 months or more of 0% APR for balance transfers. Moving your high-interest credit card debt to a balance transfer card with a 0% introductory rate can save you hundreds, or even thousands, of dollars in interest and ...
This is why 0% APR balance transfer credit cards can be so helpful. It would be wise to find the card with the longest introductory interest rate and try go get approved with the highest possible credit limits. That's when your credit scores will be important. Why Your FICO Credit Score...
No rewards No welcome bonus High balance transfer fee View More Who's this for? The Wells Fargo Reflect® Card is great for those who need more time to pay off their debt as it has one of the longest 0%-intro APR periods of any card, and the intro APR applies to both purchases ...
A bad credit score can reduce your chance of approval for credit cards and loans. If you want to get out of debt with a balance transfer card, you'll need good or excellent credit. And few issuers approve users with bad credit for cards with rewards or travel perks. If you are approve...
A balance transfer credit card can be an excellent tool for saving money on interest charges and taking control of your credit card debt. But before applying, consider how long the promotional period is and whether there is a balance transfer fee. The best balanc...