Regular credit cards may offer lower interest rates. These cards might require good to excellent credit for approval. Further, they might also have annual fees, particularly for cards with extensive rewards programs. These fees are often necessary for the benefits and lower interest rates offered to...
Many credit cards have no annual fee, however, the credit cards with the best benefits can charge roughly $100 to $700 every year. In these situations, you need to look at how frequently you use the card's perks and see if it's worth keeping compared to an option with no annual fee...
For travel-loving students who have already established credit, the Bank of America® Travel Rewards credit card for Students offers excellent value. Pros This student card offers largely the same features and benefits as the regular version for non-students — including a good sign-up bonus ...
It offers access to exclusive benefits for fans of the hockey team and allows holders to customize their cards with a Knights-related design. However, it only earns a measly 1% cash back on gas, groceries and monthly mobile phone, internet, cable, and satellite TV services. Citi Custom ...
It is also one of the few student cards that offers more than 1 percent back on general purchases as well as bonus rewards in other categories. Learn more: Capital One Quicksilver Student Cash Rewards Card benefits guide Alternatives: If you typically spend more on food and entertainment than...
Exemplary credit habits can deliver you into the rarefied universe ofcredit cards for excellent credit(800 to 850 on the FICO range). You now can own cards with fabulous rewards, high credit limits, and nosebleed annual fees. This is not to say you can’t also choose a card with nice b...
Just like credit cards, charge cards with the best features are often offered to those who have good or excellent credit scores. Who can benefit from a charge card? If you have already established a good or excellent credit score and are prepared to pay off your balance in full every ...
Credit card with sign-up bonuses, first spend bonuses, early spend bonuses and other promos that will allow you to earn big rewards for almost nothing in return, are very popular nowadays. Such cards are usually offered to people with good or excellent credit. However, those people who have...
Having good credit can also help you qualify for premium credit cards that come with unique perks, including VIP travel benefits. However, you’re more likely to be eligible for one of these premium cards if your credit score is on the high end of the good range, or at least 720. ...
Other features to consider include student credit cards with no foreign transaction fees, protection benefits and complimentary memberships. And you’ll want to consider any sign-up bonuses — an easy way to have instant cash just for applying for a card and meeting any minimum sp...