Low-interest credit cards can save you money each month by reducing or temporarily eliminating interest charges. MoneyGeek explored the top options available.
If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. Why trust NerdWallet NerdWallet's Best Low Interest Credit Cards of February 2025 BankAmericard® credit card: Best for Long intro period + straightforward ...
CNBC Select compares the best 0% APR credit cards with no interest for up to 21 months, so you can maximize savings.
If you're going to carry a balance, even the best rewards credit cards won't be worth it for you. High interest rates will cancel out any value from the rewards you earn. Next, consider how complex you want your credit card strategy to be. If you enjoy chasing the best value and do...
Credit Builder Secured Visa® Credit Card: Best for Adjustable credit limit Grow Credit Mastercard: Best for Building credit with subscriptions DCU Visa® Platinum Secured Credit Card: Best for Low fees and interest Show Summary Best Credit Cards for Bad Credit Credit card NerdWallet rating Annual...
Generally, it’s a good idea to pay your balance in full every month to avoid snowballing interest charges that will quickly outpace the rewards you earn. Consider intro APR offers or sign-up bonuses Many no-annual-fee rewards cards carry sign-up bonuses worth around $200 (usually after ...
The best credit cards with no annual fee can look very attractive: You won’t pay for the privilege of carrying them in your wallet, you can earn a welcome bonus and you can earn ongoing rewards. However, no annual fee credit cards are not all created equal. While they all share the ...
If you’re looking to take advantage of high-level travel benefits at a lower annual fee than competing premium credit cards, look no further than the Venture X. + Pros Earn 2 miles per dollar on non-bonus categories with no cap Annual $300 credit toward Capital One Travel bookings 10,...
If you're eligible, consider transferring your current credit card balances to a balance transfer credit card with a lower rate. Many of these cards have promotional periods of six to 18 months, over which they charge 0% interest on your balance, which can stop the clock on further interest...
After getting approval for a card with a 0% interest balance-transfer offer, determine whether the 0% rate is automatic or depends on a credit check. The next step is deciding which balances to transfer; cards with high interest rates should come first. (The balance doesn’t have to be i...