Closed-loop cards don’t usually require an existing credit history. This makes them easier to obtain. However, you can only use them at the specific store or chain of stores that issues the card.Co-branded card
If you are looking for your first credit card, a student credit card or a secured credit card may have different credit requirements than traditional credit cards. Among other criteria, student cards require active student status. Secured cards require a security deposit from your bank account, wh...
You're looking to build credit, but you've realized that most credit cards require that you already have a credit history — what to do? Well, you may be able to start building credit with a starter credit card. Starter credit cards are typically meant for people with little to...
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Secured credit cards.These cards require a security deposit, often equal to the credit line, to open the account. The deposit is held as collateral in case of cardholder default.Secured cardsare designed for people with bad credit as well as people with no credit. They offer a way to rebui...
Discover's standard rewards credit cards require good credit to qualify, which is generally defined as having a credit score of 690 or better. But your credit score is just one factor that card issuers typically consider in evaluating applications; others include your income, credit utilization, ...
Getting a credit card without a credit history can present many obstacles if you can’t meet the requirements imposed by the traditional FICO scoring model. Secured credit cards are sometimes an option, but they require an upfront deposit, which can be cost-prohibitive. Alternative credit card ...
No Credit History? Low Salary? American Way Has the Card for You: Entrepreneur Expects to Issue 18,000 New Cards by YearendNEW YORK -- A Connecticut entrepreneur is marketing a new credit card aimed at people whose salaries are generally too low for them to qualify for one of the other ...
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Credit cards offer enhanced protection against fraud and unauthorized charges, giving peace of mind. 1. It Builds Your Credit Score Using a credit card responsibly—borrowing and repaying on time—helps you build a strong credit history.Over time, this track record contributes to your credit scor...