In exchange for the bank allowing you to carry over your debt month-to-month, your credit card will charge you interest. Your interest rate is dependent on your credit history and the credit card you choose. It’s important to note that credit cards that offer rewards will often have a h...
Best Balance Transfer Credit Cards Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Bala...
Ability to use enticing balance transfer offers. You could pay down your debt faster — and for less — with cards offering promotional balance transfer rates for new cardholders.Even when you’re not applying for a credit card or loan, having good credit can have one other additional benefit...
Best Balance Transfer Credit Cards of December 2024 Citi® Diamond Preferred® Card: Best feature: 21-month 0% introductory rate on balance transfers. Citi Rewards+® Card: Best feature: Two points per dollar spent at gas stations. Citi Double Cash® Card: Best feature: 18-month 0% ...
Here are a few examples of credit cards offering cash back rewards: Card name Cash back rate Citi® Double Cash Card 1% back on all purchases and 1% back when you pay off your purchases (effectively 2% back) Capital One Quicksilver Cash Rewards Credit Card Unlimited 1.5% cash back on all...
More on our best business credit cards Ink Business Unlimited® Credit Card The Ink Business Unlimited card is a cash-back business card with an unusually generous welcome bonus for a no-annual-fee card. Rewards 5% cash back on Lyft rides (through Mar. 31, 2025) 1.5% cash back on all...
Standout rewards: This card is geared toward frequent travelers, offering bonus points on dining and travel, plus benefits like a $300 annual travel credit, airport lounge access and no foreign transaction fees. The points you earn with this card are worth 1.5 cents apiece when redeemed through...
2. Travel credit cards: Travel credit cards offer cardholders miles and rewards points that can be redeemed for airline purchases and various other travel-related bookings like hotel stays or rental cars. 3. Balance transfer credit cards: A credit card offering an intro balance transfer offer ...
From cash back to travel rewards, balance transfer and everything in between, our editors help you pick the right credit card for your needs and goals.
After getting approval for a card with a 0% interest balance-transfer offer, determine whether the 0% rate is automatic or depends on a credit check. The next step is deciding which balances to transfer; cards with high interest rates should come first. (The balance doesn’t have to be ...