Credit needed Fair, Good, No Credit Terms apply. No credit history required (if you do have a credit history, that does factor into the credit decision) No fees Generous cash-back rewards of up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments No special fi...
Credit card payments To understand credit cards, you also need to understand how the payments work. Many card issuers offer a minimum payment, which is the smallest amount that’s still considered a “full” payment. But if you only pay the minimum, it can take much longer to get rid of...
It can be easy to forget about your credit card, especially if you have automatic payments set up. But it's important to regularly check your account for any suspicious activity, like unfamiliar transactions. Also, consider signing up for a credit monitoring service if you haven't already. Ex...
If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. Why trust NerdWallet NerdWallet's Best Low Interest Credit Cards of February 2025 BankAmericard® credit card: Best for Long intro period + straightforward ...
Some cards for no credit history don’t require a credit check or use other means to determine creditworthiness, such as rent payments and financial history. Some also don’t require a Social Security number to apply, but you’ll need to provide basic information to verify your identity. ...
Contactless credit cards can usually function as standard cards as well, so if the card reader only accepts swipes or chip inserts, you won't be out of luck. However, whenever contactless or tap-to-pay is an option, it's typically better to go that route. With contactless payments, an ...
But it also earns rewards, gives you a tool to monitor your credit profile, and offers the possibility of a higher credit line after making your first five monthly on-time payments. If your credit is at least fair, you can find cards that charge no annual fee at all. Free credit score...
I have a detailed list of the best cash back cards in Canada, and the Scotiabank Momentum Visa Infinite Card is on that list. The earning rate is 4% cash back on groceries and recurring bill payments, 2% on gas and transit purchases, and 1% on all other eligible purchases. Admittedly, ...
+ Pros Discover matches your rewards in the first year Automatic consideration for upgrade after six months of on-time payments No annual fee –Cons Above-average APR Cash back bonus at gas stations and restaurants is capped at $1,000 in combined purchases per quarter Maximum credit line of ...
The best credit cards with no annual fee can look very attractive: You won’t pay for the privilege of carrying them in your wallet, you can earn a welcome bonus and you can earn ongoing rewards. However, no annual fee credit cards are not all created equal. While they all share the ...