And not all credit card offers are the same; you want a card that works for you. Choose one of these 6 best credit cards for people with no credit. Let’s find your first credit card! Best Secured Credit Cards A secured credit card requires users to pay a cash, sometimes refundable ...
Bad credit credit cards are designed for people who have had credit problems in the past or have little or no history of borrowing. If you fall into either category you represent an above-average risk to the lender, so you pay for that risk with higher interest rates and fewer special off...
Credit card debt is typically the most expensive debt you can take on. Interest rates on credit cards are typically well into the double-digits and often above 20% — even for people with good credit. By contrast, the best interest rates on student l...
Credit cards for fair credit, sometimes called "average" credit, are generally aimed at those with FICO scores in the low to mid-600s. These cards can help you if you're just starting out with credit or are working to get back on track, but they usually lack the kind of perks you ...
If I had my way, there would be a giant red warning label on every credit card with a rewards plan: “Misuse of credit card debt can lead to serious financial health problems.” Credit cards are a good tool for building your credit and collecting rewards, but if you find yourself stuck...
Who qualifies for credit card debt forgiveness? Many people who are struggling with their credit card debt willqualify for credit card debt forgiveness. Here are a couple of qualifying factors: The amount you owe: In general, you'll need to owe at least $10,000 to meet the qualifications ...
Balance transfer credit cardsmay be useful to some people, but there are a few thing to consider when it comes to applying for one, such as credit worthiness, balance transfer fees, and more. Most credit card offers that include an ability to transfer existing credit card balances will also...
At MyCreditTree.com we are focused on helping to get individuals loans, prepaid credit cards, and credit cards for people with bad credit, good credit or no credit history. Find out and monitor your credit score to improve your standing and grow your financial future. Do you want to get...
High-interest debt: Credit cards for people with good credit often charge high APRs when you carry a balance, so make sure you keep interest rates in mind as you consider different cards. If you need to carry debt in the short-term, look atcards that offer 0% APR on your purchasesinste...
Do I want to pay an annual fee?Not all credit cards for people with bad credit charge annual fees, but some of them do. If you decide to pay an annual fee, you should make sure that any benefits you’re getting in exchange are worth it. ...