» MORE: NerdWallet's best credit cards for car repairs The BMW Precision Credit Card earns: 5 points per $1 spent on eligible BMW purchases. 3 points per $1 spent at gas and EV charging stations. 2 points per $1 spent at restaurants. 1.5 points per $1 everywhere else. The sign-...
Here are five things to know about the Synchrony Car Care credit card. » MORE: NerdWallet's best credit cards for car repairs 1. Only some purchases are eligible for promotional financing The card allows you to pay no interest for six months on purchases of $199 or more, excluding gas...
Today, these so-called bank credit cards have become very popular. They can be used in stores, hotels, and restaurants all over the world. And, they can be used to pay for all kinds of unusual goods and services, including car repairs, hospital care and accident or life insurance. Credi...
When used wisely, credit cards may help you improve your credit score, so having one is beneficial. It’s ideal to have a low usage rate (between 7% and 30% at most), since this will give the lender the impression that you are good with money management. Make sure the debt stays und...
Suppose you need $1,200 for car repairs. Although you only have $200 in your account, you write the garage a check for the whole amount. Through an overdraft line of credit, your bank will let you borrow the money at 18% annually (assuming nocompounding, interest paid annually) an...
it likely came from Synchrony Bank. This bank is known for its co-branded credit cards, designed to appeal to specific consumers with ties to store brands and gas stations. Many of these cards come without an annual fee and offer attractive rewards. Synchrony credit cards could benefit those ...
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Our personal loan may be what you need. These loans don’t require any collateral, just your promise to pay, making them a great alternative to credit cards for smaller expenses like vacations, car repairs, or holiday gift-giving. Home Equity Loans ...
It’s important to avoid credit card debt for one big reason: Carrying a balance can be costly; credit cards are one of the most expensive forms of credit, with higher interest rates than car loans or personal loans. According to the Federal Reserve, the average annual percentage rate (AP...
Learning some of the benefits and drawbacks of getting a student credit card while you’re in college can help you decide whether getting a credit card is the best option for you. What are the best kinds of credit cards for college students? Many students don’t have a credit histor...