Business credit cards with intro APR periods for balance transfers are somewhat uncommon. You’re more likely to find this benefit with issuers like local banks, credit unions and affiliate organizations. We’d strongly recommend seeing if any such options are available to you (we’ve highlighted...
The best balance transfer credit cards charge no annual fee and offer 15 months or more of 0% APR for balance transfers. Moving your high-interest credit card debt to a balance transfer card with a 0% introductory rate can save you hundreds, or even thousands, of dollars in interest and ...
Best balance transfer credit card Key takeaways ✓ Extra-long 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.49%, 23.99%, or 29.24% variable APR thereafter; balance transfers made within 120 days qualify for...
After getting approval for a card with a 0% interest balance-transfer offer, determine whether the 0% rate is automatic or depends on a credit check. The next step is deciding which balances to transfer; cards with high interest rates should come first. (The balance doesn’t have to be i...
Benefit #2: Reduce the interest you pay.Credit card balance transfers often come with an introductory interest rate. This can be as low as 0%—and last as long as 24 months. When you have a lower interest rate, less of your money goes toward financing charges. A bigger portion of your...
Discover U.S. News' picks for the best balance transfer cards. Find the best 0% APR and low interest card offers to save money and pay off your debt.
The best credit card is one that meets your short- and long-term financial needs. We compiled a list of the best credit cards for you to choose from.
Learn More About Balance Transfer Cards Item 1 of 3 6 Ways to Make the Most of a Balance Transfer Card Want to know how to transfer a card balance? Learn how you can consolidate your debts, save on interest charges, and regain control of you...
For balance transfers completed within 4 months of account opening, an intro balance transfer fee of 3% of each transfer ($5 minimum) applies; after that, a balance transfer fee of 5% of each transfer ($5 minimum) applies Foreign transaction fee 3% Credit needed Fair/Good/Excellent See rates...
Standout rewards: The Citi Simplicity Card doesn't provide any rewards, but its intro-APR period for balance transfers is exceptionally generous. You'll get a 0% intro APR for 21 months on balance transfers, then a variable 18.49% - 29.24% applies. There is an intro balance transfer fee ...