The best balance transfer credit cards charge no annual fee and offer at least 15 months of 0% APR for balance transfers. Using a balance transfer card wisely can save you hundreds, or even thousands, of dollars in interest and help you get out of debt faster. Why trust NerdWallet NerdWall...
Learn More About Balance Transfer Cards Item 1 of 3 6 Ways to Make the Most of a Balance Transfer Card Want to know how to transfer a card balance? Learn how you can consolidate your debts, save on interest charges, and regain control of ...
A credit card balance transfer can help you pay off small amounts of debt faster while saving money in interest. However, it can be dangerous if you immediately begin racking up new debt on your cleared credit cards. A balance transfer merely moves your debt from one account to another. Th...
For cardholders looking to rebuild credit, it's more important to practice good credit card habits — spending within your means, paying your balance on time and in full — than try to optimize your points balance. Catch up on CNBC Select's in-depth coverage of credit cards, banking and ...
Likewise, balance transfer credit cards can help you consolidate your debt from multiple credit cards, so you only have to worry about one interest rate and credit card bill. Balance transfers can be helpful tools for anyone able to pay off their transferred balance within the low-interest ...
Why you'll like this: It’s one of the few no-annual-fee cards to offer an excellent rewards rate on both dining and grocery purchases — many cards favor just one category. Reward Details What you should know Card Details 2025 Bankrate Awards Winner Best for balance transfers Citi Double...
The table below shows our top deals on 0% balance transfer cards: Name of card Interest-free period Representative APR (variable) Balance Transfer fee Other features Barclaycard Platinum Credit Card - Check eligibility Up to 31 months¹ 24.90% 3.45% 0% interest on purchases for the first 3...
Cardholders also enjoy a 0% intro APR on purchases for 15 months on purchases and balance transfers, then a 19.49% to 28.24% variable applies. Plus, there is no annual fee. Another card to consider: The cash back rewards are hard to beat, but if your spending tends to be highest in ...
but this does not influence our evaluations or ratings. our opinions are our own. the best balance transfer credit cards charge no annual fee and offer at least 15 months of 0% apr for balance transfers. using a balance transfer card wisely can save you hundreds, or even thousands, of dol...
After getting approval for a card with a 0% interest balance-transfer offer, determine whether the 0% rate is automatic or depends on a credit check. The next step is deciding which balances to transfer; cards with high interest rates should come first. (The balance doesn’t have to be i...