If you have average or lower-than-average credit scores, applying for a credit card may seem intimidating. You might be wondering what type of cards, if any, you could be eligible for. Whatever your starting point, Capital One has credit card options—including some with rewards. Read on t...
Try not to carry a balance: Interest rates on credit cards for average credit tend to be on the high side. You’ll want pay your bill in full each month to avoid paying interest, which can get expensive and will eat into any rewards your card might earn. Making only the minimum paymen...
A lower score could mean having to put down a deposit for service or phone plans, costing you hundreds of dollars up front. Credit limits Not all credit cards for fair credit have high limits. Depending on your credit score, you could end up with a credit limit as low as $200 to $...
Below, CNBC Select reviews the best credit cards available to consumers with fair or average credit. (See our methodology for more information on how we choose the best cards for fair credit.) Keep in mind that card issuers don't disclose exact credit score requirements and the ranges provided...
If you have a FICO credit score in the range of 580 to 669, you have fair credit. In this range, it can be difficult to qualify for credit cards and loans, and your options may come with higher interest rates. The good news is that people with fair or average credit are close to ...
List of credit cards that have been known to approve those with fair or average credit scores of between 650, 660, 670, 680, 690 and 700. All the cards here are unsecured.
Depending on the type of credit card, the average interest rate varies. Here’s a look at several different average interest rates for comparison. » MORE: Does your credit card’s interest rate matter? Average credit card interest rates Credit cards typically have variable APRs that are const...
With the right strategy and responsible spending, credit cards can help you build credit, earn rewards, and more. Learn how to use your cards in smart and effective ways.
Letting your credit utilization ratio get too high—particularly if you max out your cards—also hurts. Ironically, perhaps, closing a credit card account can also impair your credit score, by reducing the average age of your accounts. For that reason, it often makes sense to keep a card ac...
Of course, it's also important to raise your credit score so you receive the best rates and can qualify for credit cards with better rewards programs. Some easy tips toimprove your credit scoreinclude making on-time payments, paying your balance in full and not opening too many accounts at...