Secured credit cards can be a lifesaver for someone just starting out who needs to build good credit. They can also help someone who’s had some financial trouble and needs to rebuild a bad credit score. They’re relatively easy to get, they come with all the convenience of regular credit...
However, both of these cards and some others have options to increase your credit line without an additional deposit down the road. How do I fix bad credit? Improving a bad credit score requires cleaning up negative marks on your credit report and building positive ones. This can involve ...
A credit card can still be a helpful tool for building credit, even with bad credit. You can use a card to establish credit, boost your credit file or fix past credit mistakes. Here’s when it’s smart to use a credit card for bad credit: When you’re ready to repair your credit...
There are two main types of credit cards — secured and unsecured. The common belief is that you need good credit if you want an unsecured card. However, there are some unsecured credit cards for bad credit. Here’s what you need to know. ...
Here are questions to ask when evaluating credit cards for bad credit. Will this credit card help fix your bad credit? Imagine getting approved for a credit card, using it responsibly, paying the bill on time every single month — and then finding out that your account activity isn't even...
Secured Credit Cards help those who have no credit or need to fix a bad credit history before they can qualify for a traditional credit card. For some people, Secured Credit Cards are the only option for establishing or re-establishing credit....
Whether you're new to credit or you're rebuilding your credit, here are some credit cards that can help you. Secured credit cards. Secured cards offer you a chance to establish a good credit score or even fix a bad one. You do have to put down a deposit, but if you use the card...
A credit score around 500 is considered poor or bad credit, and is unlikely to qualify for most traditional (unsecured) credit cards. If you find yourself in this credit score bracket you can still qualify for a secured credit card, which is an excellent tool for gradually rebuilding your cr...
One way to take advantage of the value of a credit mix when trying to fix bad credit is to get a loan that you can pay off immediately. For example, if you need to buy a cheap car or make a purchase at a store that offers it, ask for a no-credit financing deal. ...
Have bad credit? Explore Cards to Rebuild Credit from CreditLand. Choose the best credit card and fix your credit history.