To determine which credit cards offer the best balance transfer deals,CNBC Selectanalyzed 101 of the most popular credit cards that offer no interest on balance transfers issued by the biggest banks, financial companies and credit unions that allow anyone to join. ...
Here are some of our best credit cards with 0% interest on balance transfers - we've chosen these cards based on the payment term and other costs involved, like fees. Tesco Low Fee Balance Transfer Credit Card Interest on balance transfers 0% for 18 months with a 0.99% fee Representative...
Best Balance Transfer Credit Cards Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Bala...
0% balance transfer term21 months Balance transfer fee3% Annual Fee$0 Regular APR18.74%–29.74% variable Our Take The U.S. Bank Visa® Platinum Card is one of the best cards for anyone who is seeking to take advantage of a 0% intro APR card to accommodate large purchases or who is ...
Best Balance Transfer Credit Cards of January 2025 Citi® Diamond Preferred® Card: Best feature: 21-month 0% introductory rate on balance transfers. Citi Rewards+® Card: Best feature: Two points per dollar spent at gas stations. Citi Double Cash® Card: Best feature: 18-month 0% in...
Don’t forget to register for your 5% categories every quarter on cards that require it. If you don’t, you’ll just earn 1% on your purchases. Best balance transfer card: U.S. Bank Visa® Platinum Card If you’re trying to consolidate your debt, the U.S. Bank Visa® Platinum ...
For a balance transfer to qualify for the intro APR, it must be made within 120 days from account opening, and a balance transfer fee of 5% of the amount transferred applies ($5 minimum). [ Jump to more details ] More on our best credit cards for couples Blue Cash Preferred® Card ...
The best balance transfer credit cards often have generous 0% APR introductory periods that stretch for longer than 12 months. Many have attractive regular balance transfer APRs that remain significantly below other cards’ balance transfer rates (and, often, below their own purchase APRs). ...
You generally need good or excellent credit to qualify for the best balance-transfer cards. And moving debt usually isn't free; most credit cards charge balance-transfer fees of 3% to 5%. Sometimes, issuers also offer balance-transfer deals to existing cardholders. For instance, you might get...
A balance transfer credit card can be an excellent tool for saving money on interest charges and taking control of your credit card debt. But before applying, consider how long the promotional period is and whether there is a balance transfer fee. The best balanc...