Credit cards offering low interest can help reduce the amount you pay in interest. Many cards today offer a 0% introductory APR (no-interest credit card) for a year or more. Here we list the best interest-free credit cards for both balance transfers and purchases, which we update monthly....
Who's this card for?TheCiti Simplicity® Cardis a great option for consolidatingexisting credit card debtfrom other cards. Intro APR offer:You'll earn a 0% intro APR for 21 months on balance transfers from the date of the first transfer (variable APR will be 18.49% - 29.24% afterward)...
0% APR cards require good card-holding habits like paying your balance on time every month. A 0% APR credit card can be useful for consolidating existing credit card debt or making a large purchase. Such cards offer interest-free periods, which typically range from six months to nearly two...
Purchase intro APR 0% intro on purchases for 15 months Regular APR 19.49% - 29.49% (Variable) Intro offer Hover to learn more $200 Cash Back Rewards rate Hover to learn more 1% - 8% Why you'll like this: Few cards offer such high rewards rates in so many everyday bonus categories ...
How We Rate and Review Credit Cards Investopedia's Rating 4.9 Recommended Credit Score:670–850 Annual Fee:$0 Bonus Offer:$200 cash bonus for spending $500 on purchases within 3 months from account opening Rewards:1.5% cash back on every purchase, every day ...
Receive a 0% intro APR for 21 months on balance transfers and for 12 months on purchases. Credit score Good to Excellent Regular APR 18.24% - 28.99% variable Annual fee $0 Welcome bonus None See rates and fees. Terms apply. Read our Citi Simplicity® Card review. Our expert take...
0% balance transfer term21 months Balance transfer fee3% Annual Fee$0 Regular APR18.74%–29.74% variable Our Take The U.S. Bank Visa® Platinum Card is one of the best cards for anyone who is seeking to take advantage of a 0% intro APR card to accommodate large purchases or who is ...
Types of cash back credit cards What is a 0% intro APR? What is a balance transfer? What is a foreign transaction fee? Frequently Asked Questions Our methodology Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visi...
andusing the card responsibly, you should see your credit score established quickly. That score should improve as you continue yourcreditworthybehavior month after month. In fact, some cards may offer you a higher credit limit when you pay your bills on time for at least six months in a row...
Credit card late fees can cost up to $41 if you miss a payment or pay late. Here are some cards that have no penalty, helping you avoid sizable fees.