A credit card with a 0% APR is a popular tool you can use to consolidate high-interest debt, finance large purchases, or both. This type of credit card offer allows you to enjoy no interest on new purchases or balance transfers (sometimes both) for a set period of time. As a result...
APR refers to your credit card’s interest rate, with different balances attracting different rates. How can you avoid paying this interest?
Save more of your hard-earned money and apply for a Bank of America® credit card with a low intro APR on purchases.
To determine which credit cards offer the best value, CNBC Select analyzed popular credit cards available in the U.S. We compared each card on a range of features, including rewards, welcome bonus, introductory and standard APR, balance transfer fee and foreign transaction fees, as well as fac...
Why this is one of the best credit cards with 0% introductory APR: The Citi Rewards+® Card offers a 0% introductory annual percentage rate on balance transfers and purchases for 15 months. After that, the variable APR will be 17.74% to 27.74% (variable) based on your creditworthiness. ...
Our best balance transfer credit card with 0% intro APR for 21 Months. The Wells Fargo Reflect Visa is a no annual fee credit card for purchases and transfers
Intro APR N/A Regular APR 0% Balance transfer fee N/A Foreign transaction fee 3% with Firstcard Standard; 1.5% with Firstcard+; or 0% with Firstcard Premium Credit needed None Terms apply No credit check or Social Security Number needed Earn interest and cash back There's no free members...
CARD No Annual Fee1Enjoy a low Intro APR credit card with no late fees –ever1Apply Now Get a response in under a minute 1Important Pricing & Information + Call to apply +Low intro APR on balance transfers for months % Intro APR for months on balance transfers from date of a...
Learn more about how annual percentage rate, or APR, works, how it's calculated, when it's applied and the different types.
For example, a credit card with 20% APR will charge you about 1.67% interest on your outstanding balance each month. This example applies to a typical revolving credit card, which allows you to roll your balance over between billing periods. Another type of card, often called a charge ...