If you're shopping for a rewards card with a waived annual fee for the first year Figuring out how to choose a travel rewards card can be overwhelming, but these cards give you a year-long runway to test out benefits before you commit and pay a fee. If none of these feel like the ...
The easiest way to get your credit card’s annual fee waived is to call your issuer and ask. This won’t work for everyone, but it’s worth trying if you really can’t justify paying the annual fee. If an issuer initially refuses to waive your annual fee, there are negotiation tacti...
With a cash back card, it’s relatively simple to calculate whether the rewards offset the cost of an annual fee. Say you have a cash back card with a $95 annual fee that allows you to earn 2% back on all purchases. If you spend at least $10,000 annually, you’ll earn $200 in ...
In 2020, I called Citibank’s hotline to request to have the annual fee of my Shell Citi card waived. The customer support agent told me that unfortunately, Citibank is not waiving the fee. Even after several minutes of negotiation, the CS told me they can’t (or won’t?) waive the...
How to get a credit card's annual fee waived or reduced If you're second-guessing whether your credit card's annual fee is still worthwhile, you can try asking for a retention offer. You may receive a one-time fee waiver, a lump sum of points or an offer similar to a welcome bonus...
$59 (waived for the first year if you sign up for autopay before your first statement) Rewards rate N/A Intro offer N/A Recommended credit score 630-690(Fair - Good) Get your free credit score Card details No annual fee for the first year if you sign up for AutoPay before your first...
2. You Don’t Qualify for a No-Annual-Fee Card What if you’ve established credit, but it’s not very good? You may not qualify for a mainline cash-back rewards credit card with no annual fee. You may not even qualify for a basic no-annual-fee credit card designed for cardholders...
Annual Fee: AED 1,575 No Annual Fee charged for First Year If you have applied for multiple credit cards in this application, the credit card with the higher annual fee will be waived for the first year and the other card(s) will be charged from the first year onwards. Platinum (Mast...
You can even have your annual fee waived for the first year if you sign up for autopay before your first statement. Alternatives: The Capital One QuicksilverOne Cash Rewards Credit Card may be a better choice since it not only carries no deposit requirement, but also comes with a sign-up ...
5% Value Added Tax (VAT) applicable over and above the annual fee. *No annual fee in year 1. From year 2 onwards annual fee is waived unless a minimum annual spend of AED 9,000 is not met, in which case an annual fee of AED 300 applies (applicable for Citi CashBack, Citi Rewards...