BalanceTransfers.com provides balance transfer credit card commentary to help you save on credit card debt. Learn about 0% APR credit card transfers.
A 0% intro APR balance transfer credit card could mean no interest on balance transfers during the introductory period. Transferring a balance from a high-interest credit card to a 0% intro APR card could help you save money and pay off debt faster. A balance transfer is when you move an...
But if you move your debt to abalance transfer cardthat offers no interest for up to 20 months, you can save a large chunk of money and pay off your credit card faster. With an intro 0% APR balance transfer card, any payments you make will go toward your principal balance. Here’s ...
Balance transfer credit cards are ideal for people who carry balances on multiple credit accounts. The cards allow to transfer higher-interest balances onto a single new credit card with low or 0% promo rate and thus, consolidate all your debt under one low interest rate. How is this useful...
While there are many balance transfer credit cards to choose from, there are fewer cards that charge no balance transfer fees. You should consider these tips on how to choose a credit card: Check your credit score:This is an important first step as it will help you decide which credit card...
A balance transfer fee is the price you pay to move a debt from one creditor to another. The fee may be worth paying if you’re transferring debt to a lender that charges a lower interest rate.
To save as much money as possible on interest charges, try to pay off as much of your new balance as you can before the promotional rate expires. To do this, you may need to pay more than the minimum payment each month. Let’s say you transfer $5,000 to a new credit card with ...
0% balance transfer period of 15 months. Not only this, but the card also comes with 15 months of purchases at 0% interest, which is great. However, don’t forget – if you’re looking to reduce your debt levels you should try to refrain from using the card to make impulse purchases...
My Credit Card Is Lost or Stolen – What Do I Do Now? A stolen credit card may sound like a nightmare. But as long as you notice the lost card and act quickly, this situation should be no cause for alarm. If your credit card is used without your permission, your liability for fraud...
Many balance transfer cardsoffer this promotional rate for 18 to 21 months, which gives you ample time to pay down your balance and avoid interest. Be sure to factor in the balance transfer fee and any annual fee on the credit card as these can offset your interest savings if they're esp...