Getting preapproved for a credit card doesn't guarantee you'll be approved, but it can give you a better idea of your approval odds with no hard inquiry. There is no impact on your credit score until you formally apply. Not every card issuer offers preapprovals and this option may not ...
But getting approved for a credit card? For some, it requires a little know-how and planning before applying. » MORE: Ready to apply now? See NerdWallet's best credit cards » MORE: Bad credit? Get a credit card that’s right for you. See NerdWallet’s best credit cards for bad...
Even if your credit score falls within the good range that doesn't guarantee you'll be approved for a credit card requiring good credit. Card issuers look at more factors than just your credit score, including income and monthly housing payments. ...
Premium cards offer perks like travel and shopping credits, lounge access and numerous other benefits that can easily justify their cost, but I don’t travel frequently and I’m not a big spender, so a no-annual-fee card has always seemed like a much better fit for my lifestyle... Rewa...
Card applicants cannot be pre-approved for the NHL Discover Card. Legal Disclaimer: This site is for educational purposes and is not a substitute for professional advice. The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the ...
If you don't want to deal with different rewards rates, you can always choose a flat-rate cash back card. These cards offer the same cash back rate for every purchase, no matter the category. High-Limit Credit Cards If you have good to excellent credit, you might qualify for a ...
That someone else may be your mom, dad, or another family member. If you’re 18, 19, or 20, you can apply for a card on your own. But to be approved, you’ll need to show that you have a reliable monthly income, or you’ll need a cosigner who has good credit and is willing...
We also like the Discover it® Secured Credit Card, an easy-to-get card that ships quickly after you are approved. You choose the credit limit (up to the card limit) by the size of your refundable deposit. The card pays tiered cash back rewards as well as an unlimited Cashback Match...
Hanging on to your funds for this extra time can be helpful in two ways. First, the time value of money, however infinitesimal, will save you money. Delaying eventual payment makes your purchase a tiny bit cheaper than it would be otherwise. Beyond that, by paying with a credit card vers...
Secured credit cards work just like unsecured credit cards except that they require a cash deposit to open. This deposit typically doubles as your credit limit. The difference is that a standard secured credit card will usually require a hard check of your credit to get approved. Once you have...