While surcharging is legal in all but a handful of states, and the credit card companies have amended their acceptance guidelines to allow credit card surcharging, businesses must follow the rules regulating credit card surcharges. Non-compliance can result in penalties, legal actions, damage to ...
Connecticut[2]and Massachusetts[3]still have anti-surcharging laws for credit card transactions. For U.S. territories, Puerto Rico prohibits surcharges. Here are the states that allow surcharging: Alabama Alaska Arizona Arkansas California
Credit card surcharges are fees illegal in California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma, Texas, and Puerto Rico. However, you can charge a convenience fee to customers who use credit cards rather than another form of payment that’s standard for ...
As of 2025, there are four states that prohibit surcharging: California, Connecticut, Maine, and Massachusetts. If your business operates in any of those states, you may not charge credit card fees to your customers. Several states still have anti-surcharge laws on the books, but they are b...
We all know how convenient it is to swipe our credit cards for everyday purchases. In fact, as of 2022, 82% of U.S. adults had a credit card, making it the most common consumer lending product. In addition, according to a Forbes Advisor survey from Decem
Check state regulations, as some states, including Connecticut, Maine, Massachusetts, and California (effective July 1, 2024), prohibit surcharges, while others impose specific limitations or requirements. Federal law allows a maximum surcharge of 4% but states like Colorado cap it at 2%. Confirm...
Check state regulations, as some states, including Connecticut, Maine, Massachusetts, and California (effective July 1, 2024), prohibit surcharges, while others impose specific limitations or requirements. Federal law allows a maximum surcharge of 4% but states like Colorado cap it at 2%. Confirm...
Credit card surcharges are fees illegal in California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma, Texas, and Puerto Rico. However, you can charge a convenience fee to customers who use credit cards rather than another form of payment that’s standard for...
Massachusetts In these states, your option to recoup your cost charged by the credit card companies is to offer a cash discount for those who pay by cash or check rather than by credit card. If you have a multi-state business, you can apply surcharges in states where it is legal and ...
Credit-card surcharges are banned by law in 10 states: California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas. Visa and MasterCard have rules that require retailers to handle credit cards the same way in all of their stores across the country. ...