With clients preferringcredit card payment optionsover cash and debit, credit card surcharges have become an attractive model for legal professionals to offset processing fees at their firms. However, credit card surcharge laws vary by state and require considerable research before implementing them in...
Credit Card Surcharge Laws by State 2025 Since January 27, 2013, most U.S. and U.S. territories have been allowed to surcharge credit card transactions. But only if merchants meet certain conditions. Connecticut[2] and Massachusetts[3] still have anti-surcharging laws for credit card transacti...
A credit card surcharge is an additional fee that a merchant may pass to a consumer or business when they elect to use a credit card as a means of payment to help offset the high cost of credit card acceptance. In the past, state laws and major credit card companies prohibited sur...
inclusive of any surcharge before they reach the register. This new law signed by Governor Hochul will offer clarity and provide transparency to both the consumer and business owners about the surcharges when using a credit card. -New York Secretary of State Robert J. Rodriguez ...
the topic of credit card surcharges. We regularly update this article and do our best to maintain the accuracy of surcharge laws, but it’s a good idea to check with your state’s Attorney General or a business lawyer for the latest on surcharge legalities before implementing a surcharge.*...
In December 2019, Oklahoma attorney general official opinion declaring the state’s no-surcharging law unconstitutionally restricts free speech. Surcharge Laws Stories: 2/2023 NJ Businesses Fined For Credit Card Surcharge Without Proper Notice https://lakewoodalerts.com/cracking-down-businesses-fined-...
However, it’s important to note that not all businesses are allowed to surcharge. Regulations vary by country and even by state, so merchants must familiarize themselves with the laws in their jurisdiction before implementing surcharges.
Other credit card processing rules and laws retailers must be aware of include the Payment Card Industry Data Security Standard (PCI DSS) and the Payment Application Data Security Standard (PA-DSS), which aim to reduce credit card fraud. 4. You can’t surcharge debit card transactions. Even ...
by the credit card companies is to offer a cash discount for those who pay by cash or check rather than by credit card. If you have a multi-state business, you can apply surcharges in states where it is legal and encourage cash discounts in states where you cannot legally surcharge. ...
Surcharge vs. Zero Credit Card ProcessingThere's really no such thing as zero-fee processing. Zero credit card processors simply let you pass these fees to your customers. These fees, now "surcharges," are paid by your customers whenever they pay with credit cards. Here are the rules you...