If your creditors don't accept your settlement offers, you could be left with mounting late fees and interest charges, which could worsen your financial situation. Potential tax consequences The IRS considers forgiven debt as taxable income, meaning you could owe taxes on the amount that was ...
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they are struggling to keep their heads above water and their financial lives are quickly spiraling out of control. Pacific Debt offers a solution to help these consumers avoid bankruptcy or potentially end up paying credit card interest forever. The debt relief program facilitates a settlement betwe...
The new no-annual-fee card offers a two-point APR reduction for qualifying cardholders. Jessica Merritt, Emily Hayes and Ray Frager May 19, 2025 DIY Credit Card Debt Settlement You may be able to clear your balances for less than you owe with DIY debt settlement. Gina Freeman, Ray Frage...