Section 75 credit card purchase protection is a safety net used to ensure you get what you pay for. Under Section 75 of the Consumer Credit Act you can claim a refund from your credit card provider if you buy something costing more than £100 and that item doesn...
1. Credit card payment protection Credit cards give you protection on single item purchases between £100 and £30,000, thanks to section 75 of the Consumer Credit Act. So if you buy a sofa for £500 on your credit card for example, your extra protection means that if it’s faulty...
Protection on your credit card purchases Airline gone bust? Item arrived faulty? Learn more about the protection provided by the Consumer Credit Act & section 75. Do balance transfers affect credit scores? Learn how to reduce negative impact on your credit score when considering a balance transfer...
Section 75 of the Consumer Credit Act applies to credit card purchases of over £100 and up to £30,000. Purchase protection means your card provider is jointly liable with the retailer if you don’t get what you paid for. Spend fee-free abroad Some credit cards won’t charge foreign...
A credit card is a flexible way to borrow money to help you pay for different things. Find out how credit cards work and what costs are involved.
The section 75 protections are part of the Consumer Credit Act 1974 and apply to individual consumers only, not to businesses. If you use a personal credit card for a business expense and claim it back through an expenses claim, it might be covered, depending on the circumstances. Always ...
Unlike debit cards, credit cards offer consumer protection under something called Section 75. This applies to most card purchases of over £100 and up to £30,000. If a purchase goes wrong, your card provider shares responsibility with the retailer and could help you to get your money bac...
How section 75 protects your credit card spending There's an additional benefit to spending on a credit card rather than a debit card or with cash too. Thanks to Section 75 of the Consumer Credit Act, if you're buying something costing over £100 and up to £30,000 using a credit ...
Our guide on travelling with your credit card, including the cost of using it abroad, travel money tips and useful contact details.
Stick with cash or debit cards and you’ll be missing out on the many advantages of using a credit card. Perhaps the biggest benefit that comes with spending on a credit card is thefree Section 75 protectionyou get when making purchases (whichI’ve raved aboutbefore). ...