There’s not a lot on my long-term credit card strategy want list at the moment. I have myself well-covered both in terms of maximizing points-earning for the kind of spend that I do and in terms of the benefits that I value. If I were under5/24I’d look to the Aeroplan® C...
It would be a mathematically poor choice to pay such a fee in order to get a standard 1-2% cash back or the points equivalent. But with a new credit card signup bonus… Paying $3k in taxes with a 1.87% fee of $56.1 could satisfy the minimum spend requirement for the Starwood Preferr...
My first post-college credit card strategy wasn’t anything fancy. I carried a card issued by the bank where I had a checking and savings account at the time. It had a higher credit limit than the one I had while I was a student, so I stopped running the risk of maxing it out. ...
As a credit card reporter, I use a mix of cards, including a 0% intro APR card, to help keep my finances in check and reap maximum rewards.
Once you have the right credit card in hand, the next step is to actively earn credit card points. There are several ways to earn points, including making everyday purchases, taking advantage of bonus categories, and utilizing the cards’ partner programs. The more you understand the earning ...
Most of my points strategy focuses onamazing free travel. That’s where the experience feels most worth the effort, and where Iget the most value. But sometimes — rarely! — a card comes along where the cash-back deal is good enough that it can’t be ignored. ...
Small-business owners are uniquely positioned to maximize points and miles earnings. Not every business spends the same amount of money, but these are the main elements you should consider as you build a credit card strategy to maximize your rewards. ...
Plus, there would have been additional taxes to pay on top of the points usage. The cash option offered a better value. If this seems complicated, it’s all about a few basics and strategies. Credit cards = points to travel for less Table of Contents Form a Points Strategy to Travel ...
Because I’m not bound to just one credit card, I can take advantage of more deals, earn more rewards, and travel more frequently than I otherwise would.
With the right strategy and responsible spending, credit cards can help you build credit, earn rewards, and more. Learn how to use your cards in smart and effective ways.